Privacy Policy & Cookie Disclosure
1. Introduction & Scope
At ShariahSignal ("we", "our", or "us"), accessible from https://shariahsignal.com and our mobile applications, we respect your privacy and are committed to protecting personal data. This Privacy Policy outlines how we collect, use, process, and disclose your information when you access our financial analytics platform, equity screener, and algorithmic signal services.
By using ShariahSignal, you acknowledge the practices described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our platform.
2. Google AdSense, Advertising Cookies & Web Beacons
Important Disclosure on Advertising: We use Google AdSense and authorized third-party ad networks to display advertisements when you visit our website. These companies may use cookies and web beacons to serve ads based on your prior visits to this website and other sites across the Internet.
Please review the following specific disclosures regarding Google’s advertising practices:
- Google as a Third-Party Vendor: Google is a third-party vendor that uses cookies (such as the Google Publisher / DoubleClick cookie) to serve ads on https://shariahsignal.com.
- Personalized Advertising: Google’s use of advertising cookies enables it and its partners to serve ads to users based on their visit to our sites and/or other sites on the Internet.
- User Opt-Out Choices: Users may opt out of personalized advertising by visiting:
- How Google Uses Information: For more details on how Google processes information when you visit partner sites or apps, visit How Google uses information from sites or apps that use our services.
3. Information We Collect
We collect only the minimum necessary information required to operate our financial screening tools and secure user accounts:
- Account Information: When you register or update your profile, we collect your email address, optional phone number (used for SMS/WhatsApp verification OTPs, account sign-in, and account security), encrypted password hash, and optional display name.
- User Preferences & Watchlists: Stocks saved to your watchlist, custom screening filters, valuation model parameters, and alert triggers.
- Portfolio & Purification Entries: User-inputted trade records, cash ledger entries, and zakat/purification logs (stored securely in your private cloud account).
- Device Identifiers & Push Tokens: Mobile push notification tokens (for real-time Shariah compliance drift alerts) and device/advertising identifiers utilized by Google AdMob for ad delivery and fraud prevention.
- Log & Technical Data: IP addresses, browser types, operating systems, referring URLs, and diagnostic crash logs collected automatically for security monitoring, reliability, and rate limiting.
4. Cookies & Local Storage
We use cookies and local storage tokens for:
- Authentication & Security: Maintaining secure login sessions and preventing cross-site request forgery.
- Preferences: Remembering your chosen market (India NSE/BSE vs. US NYSE/NASDAQ), Shariah screening standard (AAOIFI vs. DJIM), and UI theme.
- Advertising & Performance: Third-party ad cookies placed by Google AdSense as described in Section 2 above.
You can configure your browser to refuse all or some browser cookies, or to alert you when websites set or access cookies. Note that disabling essential cookies may impact platform functionality.
5. Data Retention & Account Deletion
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy or until you request its deletion.
Self-Service Account & Data Deletion: You have the absolute right to delete your account and all associated data at any time. To immediately purge your account, watchlists, portfolio entries, and alerts, visit our dedicated Account & Data Deletion Portal.
6. Your Privacy Rights (GDPR & CCPA/CPRA)
Depending on your location, you have statutory rights under data protection laws such as the European Union General Data Protection Regulation (GDPR) and California Consumer Privacy Act (CCPA):
- Right to Access & Portability: Request copies of the personal data we hold about you.
- Right to Rectification: Request correction of inaccurate or incomplete information.
- Right to Erasure ("Right to be Forgotten"): Request that we delete your personal data.
- Right to Restrict or Object to Processing: Object to processing of your data for direct marketing or personalized advertising.
- No Sale of Personal Information: We do not sell your personal financial records or portfolio data to data brokers.
7. Information Security
We implement industry-standard administrative, technical, and physical safeguards—including HTTPS/TLS encryption in transit, Argon2/bcrypt password hashing, and role-based access control—to protect your personal information from unauthorized access, loss, or disclosure.
8. Contact Information
If you have questions, comments, or requests regarding this Privacy Policy or our privacy practices, please contact our compliance team:
- Email: contact@aiainnovations.in
- Platform: https://shariahsignal.com
- Account Deletion: https://shariahsignal.com/delete-account